Sep 04, 2010 by Rogue Claims Adjuster | Posted in Insurance

I've seen this one paid both ways:

The insured is driving down the street. A car coming in the opposite direction hits a large rock in the road and the rock slides across the surface of the road. The insured runs over the moving rock and

Collision - it was on the surface of the road. For it to be comprehensive, it has to be a falling object/missle. It's clearly not a falling object . . . there's an arguement for a missle, but I think that it would be darned tough to prove. That's not

Feb 11, 2008 by kalamibe | Posted in Renting & Real Estate

Here's what happened: We're renting a home. Saturday at some point in the early morning, one of the kids, got up, used the bathroom, flushed the toilet and went back to bed. Around 9:15am I got up opened my bedroom door and stepped into a flooded hall

In most leases I have seen the homeowner is responsible for this repair. If you can't get hold of the owner or any representative of theirs....You will either have to have some work done and hope you get paid back or live with the stink.

Oct 27, 2009 by Ben H | Posted in Insurance

A lawn service company caused damage to my stone patio with fertilizer stains (residential property). Will this be covered on my homeowners policy? I just need to know if it is covered? Would an insurance company cover this?

No. Your homeowners policy doesn't cover your paver stones outside the walls of the structure. I've never seen this covered on any type of homeowners policy.

You have to go after their general liability insurance - which means, suing