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insurance coverage for renters FAQ

How much renters insurance coverage are apartment complexes allowed by law to tell the renter they have to car?

Aug 10, 2010 by Anesthetized666 | Posted in Insurance

I was told by a apartment complex that I had to have $3,000,000 worth of coverage in my policy. Is this amount allowed by law? I've never heard of such a large policy amount for renter's insurance.

BTW, I live in north Texas.

I think you're misunderstanding.

First, Three MILLION dollars? maybe for a liability limit, but that's absurd for property coverage. And I'd guess that you added an extra zero, that it's actually $300,000 in LIABILITY coverage - and

mbrcatz | Aug 10, 2010

I think you're misunderstanding.

First, Three MILLION dollars? maybe for a liability limit, but that's absurd for property coverage. And I'd guess that you added an extra zero, that it's actually $300,000 in LIABILITY coverage - and
mbrcatz | Aug 10, 2010

Should I store jewelry in a safe-deposit, or purchase a safe, or increase my renters insurance coverage?

Jul 15, 2009 by ELVIN K | Posted in Insurance

I'm considering increasing my covering and getting a safe for added safety. I've read that safe-deposit boxes are not insured so I'm not sure if that is really a good idea. Your thoughts?

I like "Got it"'s answer....but you may want to take it a step further.
Get the safety deposit box for the items you rarely use. The items you use most of the time and keep them at home should be on what is called a "Scheduled Personal

VitaBella | Jul 15, 2009

Get the insurance. what good does it do to own something if you don't have regular access to it?
got it | Jul 15, 2009

Renters Insurance - Coverage Question?

Apr 06, 2010 by Anthony20 | Posted in Insurance

Couple questions:

1.) Do people need a receipt for EVERYTHING they are trying to claim?

2.) If someone bought a pair of shoes for $500, but they retail for $1,200, would "Replacement Cost Coverage" honor the $1,200

1. No. Insurance companies will accept photos, owners manuals, and even NOTHING as proof of ownership for common items. Everyone has a table, right? Usually, they're happy with receipts or credit card statements for large, big ticket, new items.

mbrcatz | Apr 06, 2010