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understanding automobile insurance policy FAQ

If I dont pay an automobile insurance payment will it affect getting insurance in the future?

Apr 10, 2008 by Brooklyn Y | Posted in Insurance

Im not sure why I owe this insurance company $75, but I blew it off since they didnt notify me until my policy had ended. Now Im recieving letters from a lawyer attempting to collect. I understand if I dont pay it that it will affect my credit score.

Yes. In most jurisdictions insurance companies will check with your previous insurance company and so will become aware of the unpaid amount. It will then have an impact on your premium.

It is $75 just pay it.

Dr.Henry17 | Apr 10, 2008

Possibly...they may figure since you didn't pay what you owed in the past, you won't pay in the future (I'm not saying that you owe the money or anything like that....just giving you a future insurance company's perspective)

Have you tried
HuaracheKid | Apr 10, 2008

Does one automobile insurance company affect the other insurance company?

Apr 29, 2010 by kitty | Posted in Insurance & Registration

I got into an accident by myself (I hit my car against a commercial garage pole; the pole had no damage, so there was no opposing party making a claim against me.) so I filed a claim to AAA for my car's repair. The accident and repair occurred a couple

Yes, Insurance companies share information and also obtain information from your drivers license record. All claim information is shared. If one company knows, the others may find out if they want to.

Entidtil | Apr 29, 2010

I'm not sure where you got your information from, but it's seriously wrong. It doesn't matter that there was no payout on property damage, it's still a chargeable accident. You were still at fault.
All insurance companies talk to each other, there
Mushu | Apr 29, 2010

Insurance help - Automobile?

Jan 04, 2011 by teh sniper | Posted in Insurance & Registration

I know that lying to my automobile insurance provider is both pointless and illegal, but i still want to save money. Here is my situation...

I have 2 cars...one for whatever, and one for fun =). However, my fun car was recently purchased

clearly, you cannot afford two cars, you can A get rid of one or B get another job? whats it going to be. I looked up funcar and it is not in the dictionary, sorry. may not be what you want to hear, but I suggest after your three years experience you

| Jan 04, 2011

understanding automobile insurance policy news

Pressure is on to ease NJ auto insurance reforms

18.05.12

Last summer, the Christie administration called the part of New Jersey auto insurance policies that helps pay for accident victims' medical care a "pot of gold to abuse" after doctors and at least one Hudson County hospital submitted wildly inflated bills.

Officials stressed that personal injury protection, better known as PIP, is the fastest-growing auto insurance cost in a state where rates are already among the highest in the nation.

But weeks after then-Banking and Insurance Commissioner Thomas Considine introduced a battery of tough rules in August to crack down on suspected PIP fraud, a counteroffensive began.

Neurosurgeons, spinal surgeons and anesthesiologists flooded the insurance department's mailbox with a dire prediction: If the state went ahead with its plan to limit what they could charge for pain management treatments, few would want to treat auto accident victims, and patients would have trouble finding care.

They also started writing checks. Within six weeks of proposing the new rules, the Republican State Committee netted $76,500 in contributions from surgeons and anesthesiologists, including a $20,000 check from the Medical Society of New Jersey Spine Political Action Committee, according to state election records. A spokesperson for the PAC did not return calls seeking comment.


Source: NorthJersey.com