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liability car insurance FAQ


Laws and insurance regulations could vary depending where you are, but in the United States, you'd need "Collision Coverage" to pay for the damage to your car.

Liability coverage is to take care of damage to the other person's


i think only if you have uninsured motorist, but I'm not sure... Get your policy and call a different insurance agency to ask what they think... Tell them you're thinking about switching anyway...


Yes, you should be covered if you are carrying liability insurance coverage at the time you hit the said house. The question here is how much in total dollar figures are the damages to the house worth? New York has the 25/50/10 rule; the last figure means


look at your policy check or property damage coverage


If you only have liability coverage, you are not covered for the damage to your vehicle. It does not matter if another vehicle was involved. That is why insurance offers both collision and comprehensive coverage. In some states, there is Uninsured

liability car insurance news

Arizona Bill to Tow Vehicles of Drivers Without Liability Defeated

18.05.12

A bill in Arizona that would have changed the current mandatory auto insurance laws to empower law enforcement to tow and impound vehicles if they are driving without liability insurance was defeated in the House Appropriations Committee.

Senate Bill 1165, which was taken up on Thursday and narrowly defeated, was authored by state Rep. John Kavanagh, R-Fountain Hills.

The Independent Insurance Agents and Brokers of Arizona Inc. had raised concerns that the bill if passed could lead to the towing and impounding of a small number of vehicles of drivers who are actually insured and that it could create a liability issue for insurance agents.

IIABA stated their concern was individuals who would have their vehicles towed are those who show up in the state’s database as not having insurance because their vehicle identification number had been improperly imputed into the system. It’s estimated more than 200,000 vehicles in Arizona have incorrectly reported VIN’s.


Source: Insurance Journal

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