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auto insurance in florida FAQ

Do i need to be a Florida resident to have Florida auto insurance?

Feb 13, 2008 by tenshiwingusu | Posted in Insurance & Registration

I live in MA but go to college in FL and im looking to buy a car and tag it in FL. Do i need to be a florida resident to get florida auto insurance?

Insurance is not tied down to a state or location you live in. You purchase insurance to cover the vehicle no matter where you drive or live.

rex_rrracefab | Feb 13, 2008

No but it would be a good idea to have someone local that can help you if you have a claim.
Snow Bandit | Feb 13, 2008

Does Florida auto insurance have some sort of new windshield coverage?

Apr 05, 2010 by Lisa | Posted in Insurance & Registration

I need an arguement solved. i was on interstate and some rocks/debris flew off truck in front of me and damaged my windshield. everyone keeps telling me that my insurance will cover the windshield to be replaced but I do not see this in my policy at all.

In your case, unfortunately not. You don't have comprehensive nor collision coverage.

Florida Statute 627.7288 states that the deductible shall not apply to windshield damages. However, you must have either comprehensive or collision coverage.

oklatom | Apr 05, 2010

Yes, in Florida it is a law that insurance must cover complete windshield replacement.

this doesn't mean you can get it done anywhere you want but most places are authorized.
chicagok | Apr 05, 2010

What is the cost of auto insurance in Florida?

Dec 08, 2009 by golf91 | Posted in Insurance & Registration

I plan on buying a cheap beat up car in florida. It will be my first car and I was wondering what it would cost for auto insurance?

Prices vary from relatively little money to a lot of money.
The way it is done is you go to an insurance site, fill a form, hit a button and you'll get your price.

This is where I go to http://car-insurance.moneysavecenter.com ?id=xy-1oN0v-o9

Ross | Dec 09, 2009

auto insurance in florida news

Jacksonville Sheriff John Rutherford at home in the midst of Tallahassee politics

21.05.12

TALLAHASSEE - With Friendship Fountain and the Main Street bridge at his back, Jacksonville Sheriff John Rutherford talked about why Florida needed to reform its no-fault automobile insurance coverage, known as personal injury protection.

“Accident fraud is a billion-dollar problem,” Rutherford said during a 30-second television commercial that has run across the state. “It’s increasing auto insurance premiums for all of us.”

PIP was one of this year’s biggest slugfests in this year’s session, and lawmakers did not pass legislation until the final hours. Rutherford cut the ad at the request of the Florida Sheriffs Association, which voted him their legislative chairman this session.

The position made him the point man for the association on PIP and many other of the group’s legislative priorities.

“I like the process actually. I believe as sheriff … good government is my responsibility,” Rutherford said. “The Legislature can create good government or bad government.”


Source: Florida Times-Union