auto insurance terms explained FAQ


Comprehensive- pays for physical damage to your vehicle which is caused by losses not covered under Collision coverage. Frequently referred to as "Other Than Collision". Examples: glass breakage, deer collision, theft, vandalism


Comprehensive = something that happens to you car that doesn't involve another auto (a limb crashes down in a storm)
Collision = Your car strikes another or vice versa
Prop Dam Liab = You slam into something, like someones house or someones


Assuming Bob was at a complete stop when he was rearended, he would not be at-fault for the accident. Let's also say, that Bob has Personal Injury Protection because he lives in a No-Fault state and also has medical payment coverage which covers the driver


Assuming Bob was at a complete stop when he was rearended, he would not be at-fault for the accident. Let's also say, that Bob has Personal Injury Protection because he lives in a No-Fault state and also has medical payment coverage which covers the driver


The company I sell for offers a discount for this called the early signing discount. To future effect a policy means basically it does not start immediately. For example if you bought that discount from me I would take you payment and start the six month