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insurance term definitions FAQ


You are using short term insurance in the wrong way.
It is not really meant to be renewed but rather as a bridge between more permanent employer-sponsored plans.
If you need to do this however, you may be better off signing up for a new


Short term health insurance is really designed for people in between jobs or just graduating. The one I deal with has a 2 year benefit period, so a claim under one policy could continue to pay for 2 yrs, but when you apply for a new policy, this would


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Most insurance companies do not sell insurance directly to the public since they do not have the want or capacity to service the clients directly

So usually the agent representing the company builds the relationship with the client.