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understanding automobile insurance FAQ

No fault coverage of automobile insurance in California?

Feb 07, 2009 by cecilia | Posted in Insurance & Registration

What is no-fault coverage? When you get in an accident, how it works? I don't know and understand the term.
So, for person without no fault coverage, the only option for him/her is to claim or sue other driver in order to get compensation for damages?

NO fault, is where you collect under your own policy, regardless of who was at fault for the accident.

California is NOT a "no fault" state. So "no fault" isn't going to apply to you.

They ARE a "no

mbrcatz | Feb 08, 2009

no fault means that your own insurance pays the hospital bills if you get hurt even if the other driver is at fault up to the limit of your policy. that way you don't have to sue for hospital bills unless it goes over your limit. and yes, the insurance
george 2 | Feb 07, 2009

Texas Automobile Insurance?

Sep 04, 2007 by Kathryn P | Posted in Insurance & Registration

I got hit by someone else. Their insurance is not providing total cost up front for a rental car while mine is in the shop. I was not at fault. The Insurance carrier is Farmer's Insurance. They said to pay the difference of the rental, and they would

Something doesn't sound right with that. If it were your insurance providing the rental car then it would be limited based on your policy but this should not be subject to the limits in your policy.

I have not heard of this happening before.

Malo | Sep 04, 2007

No, what they told you is correct. What they are doing is allowing the allowance you have on your policy for the rental car, which apparently is less than the charge. So, you pay the difference, submit the bill for that and as they said, they will collect
oklatom | Sep 04, 2007

Why do Life Insurance Companies spend $10 Million Every Month to lobby Congress? They have been spending?

Dec 01, 2010 by Philip H | Posted in Politics

that amount for years now. What is their objective?
I understand why health or automobile insurance companies would do that, but why Life Insurance companies?

Actually there is a real reason that every licensed insurance agent knows. It is on the insurance test. Loans on Cash Value for Life insurance is not taxed. This allows millions of people to collect tax free income for retirement, kids education, liposuction,

The Random Idiot | Dec 01, 2010

understanding automobile insurance news

FoxQuotes.com Announces Automobile Insurance For Residents of Napa County

21.05.12

Automobile Insurance Company, FoxQuotes.com Has Announced New Coverage For Napa County. This Is Yet Another Expansion Of Their Services

(PRWEB) March 17, 2012

FoxQuotes.com, one of many car insurance companies in California, has announced today that they have expanded their automobile insurance to yet another county in California. The county that they have been able to expand to is called Napa County. They have joined other car insurance companies in being able to provide coverage to the residents of this part of California.

Foxquotes.com has been engaged in a campaign to bring their services to consumers in all of California. Providing coverage to Napa County is just one aspect of this campaign. Recently, they have been able to join the ranks of other car insurance companies to provide their services to Imperial County, as well as Fresno County and Humboldt County. It is expected that they will further expand in the near future.


Source: Houston Chronicle