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health insurance rates FAQ

What are the requirements that a small business needs to meet to get group health insurance rates?

Feb 21, 2007 by Okiedokie97 | Posted in Small Business

I own a small business and would like to give my employees more benefit options. I've tried to research insurance plans online, but every insurance site just wants me to call in to find out. Do any of you know? Are group health insurance rates a lot

The larger the group the cheaper the rates because they can spread the risk. If you have a professional Association they might offer group plans. You need at least 10 employees to participate in most places otherwise. The rate will be a little high

mss04 | Feb 21, 2007

The larger the group the cheaper the rates because they can spread the risk. If you have a professional Association they might offer group plans. You need at least 10 employees to participate in most places otherwise. The rate will be a little high
mss04 | Feb 21, 2007

Can employers as you to fill out a health history form when they are trying to get new health insurance rates?

Nov 12, 2008 by beckyn | Posted in Other - General Health Care

My employer asked staff to complete medical health history questionnaires for a new insurance company from where they are trying to get rates? Is this legal? They said it is not optional unless we were waving coverage. However, they are only trying

That is legit and legal. I have had to do that several times.

www.tawanastegall.com | Nov 12, 2008
Are health insurance rates a state or federal matter of approval?

Feb 08, 2010 by Lance | Posted in Insurance

I read this story today: "The Obama administration is asking Anthem Blue Cross to justify its plans to raise health insurance premiums..."
"Health and Human Services Secretary Kathleen Sebelius sent a letter to the company's president

Rates are filed in each STATE, not federally, except for Medicare.

The obvious conclusion is, that the Obama administration has no idea how health insurance companies work.

mbrcatz | Feb 08, 2010

health insurance rates news

Tips for buying long-term care insurance amid rising rates

21.05.12

Long-term care insurance rates have jumped 6% to 17% on average, compared to last year, according to the 2012 National Long-Term Care Insurance Price Index.

Long-term care insurance pays for services that aren't covered by Medicare or traditional health insurance but are needed when you can't care for yourself.  Such services include assistance with everyday tasks, such as dressing, bathing and eating.

Most long-term policies cover a wide range of services in a variety of settings, including nursing homes, assisted living communities, adult day care programs, care centers for those with Alzheimer's disease and your own home.

The American Association for Long-Term Care Insurance ( AALTCI ), which publishes the price index, analyzes what you pay for the most popular policies offered by 10 insurance companies.  The average cost this year for a 55-year-old single individual who qualifies for preferred health discounts is $1,720 for benefits of $165,000 to $200,000. The same coverage last year would cost, on average, $1,480.


Source: Fox Business